Discussion
My whole job is underwriting, and yet I've never bought a house. My spreadsheet skills do nothing for me on the parts I've never done, so I'm asking this as a beginner because tha…
Discussion
I've been rebuilding my acquisition template since the August 2024 rule changes and I keep hitting the same fork on one line. Option one: put the buyer-agent fee in as a real cash…
Discussion
I am rebuilding acquisition cost assumptions out to 2027 and the buyer-side fee is the one input I cannot defend with data. Redfin has averages near 2.4 percent in early 2025, ess…
Discussion
I'd rather know what actually happened than what people predicted, so I've been reading the follow-up data. The case that nothing changed: NAR paid $418 million and rewrote the ru…
Discussion
If you expect three or four purchases a year, the buyer-side fee stops being a one-time closing cost and starts looking like a recurring line item. At a 300k average price and 2.4…
Discussion
Two agents in the same market described the same rule to me in opposite terms this week. One called the written agreement before touring the best thing that happened to buyers, be…
Discussion
Since the offers of compensation came off the MLS, the information did not disappear, it moved. Listing agents post it on brokerage sites, some MLSs run a separate non-public fiel…