A double close that stalled because nobody at the buyer's lender would put clear-to-close in writing

A tired, tenant-vacant house with a seller wanting a fast exit is a familiar setup for a double close where the wholesaler takes title rather than assigning the contract. A transactional funder in that structure typically has one condition: written confirmation that the B side buyer is clear to fund before releasing money for the A side, since the funder's money is only exposed for a few hours and they want assurance it comes back. The friction point shows up when the B buyer's own lender has a funding desk that stops answering by mid-afternoon, and nobody there is authorized to put clear-to-close in an email even though the closer has the full file and loan docs in hand. That kind of stall can run for hours, with a seller waiting at the title office the whole time. When it closes the next morning instead, the cost is usually an extra day of the funder's fee and a rescheduled seller who loses another morning. Nothing catastrophic, but a reminder that an entire day's plan can hinge on a piece of paper that one particular person at the lender isn't authorized to write, and building in a buffer for that authorization gap is worth doing on every double close.