Skipped the inspection because I've swung a hammer for fifteen years. $14,300.
Cosmetic flip, 1,340 square foot ranch, built 1961. I walked it twice, wrote a scope, and waived the inspection to win against two other offers. I frame, I tile, I've torn out more bathrooms than I can count, and I genuinely believed I could see everything that mattered.
Two things I couldn't see. The sewer lateral had a belly and root intrusion about 30 feet out, which showed up when the tub backed up on day nine of demo. Camera, dig, spot repair, $8,900. And the panel was a 100 amp with no room and a double-tapped breaker feeding the kitchen, which my electrician wouldn't touch without a service upgrade to sell the house clean. $5,400.
A general inspection plus a sewer scope in my market runs about $650 together. Neither of those items was hidden from a camera or from a guy with a meter. They were hidden from me because I was looking at finishes and thinking about my scope.
What I'd do differently. Sewer scope every single house older than 1970, no exceptions, and it goes in the budget as a line item before I ever write an offer. And if I'm waiving to win, I'd rather pay for an information-only inspection so I keep the walk-away instead of buying blind. Being a builder made me overconfident about exactly the two systems I can't see.