This entry treats the self-directed IRA from the capital-deployment angle: using retirement capital systematically to fund real estate investments, lending, syndications, notes, and direct deals, as a deliberate allocation strategy, rather than the single-property ownership framing.
Log in to followSponsor is a third party, no relationship to me, a value-add multifamily deal. Minimum check is $100k. I've got about $180k in a self-directed traditional IRA and roughly $120k of…
Thinking about having the IRA fund a single loan to an investor buying a rental, first position, maybe 60 percent of value. Someone at a meetup told me anyone making a mortgage lo…
My brother buys and rehabs houses, mostly small stuff. He's asked whether I'd fund one, and I have an old rollover sitting in an IRA doing very little. I'd always assumed family w…
I called a custodian about moving an old 401k into a self-directed IRA so I can put some of it into land-backed notes and maybe one small land fund. The rep quoted two paths. Basi…
I'm comparing published fee schedules and they aren't comparable at all. One is a flat 300 a year per asset with a 50 setup. One is 0.25 percent of account value with a 1,500 cap.…
I'm reading the PPM for a value-add multifamily fund. Target leverage 65 percent at the property level, and there's a paragraph telling tax-exempt investors to expect unrelated bu…
I've got an old 401k worth somewhere in the mid forties that I could roll into a self-directed account. What I want is income showing up without me acquiring a second job, so the…
Working through the documents for a small loan the IRA would fund and I've stalled on the first line. The borrower's attorney drafted it with me as payee, personally, because that…
I've got a couple of small multifamily buildings held personally and an old employer 401k I can roll. The reasoning I keep landing on is that depreciation, cost segregation and 10…