This entry treats the self-directed IRA from the capital-deployment angle: using retirement capital systematically to fund real estate investments, lending, syndications, notes, and direct deals, as a deliberate allocation strategy, rather than the single-property ownership framing.
Log in to followI have 340k across a traditional IRA and an old profit sharing plan, both movable. The plan was three lanes: 40 percent first-position private notes, 40 percent unleveraged passiv…
Licensing exam is in three weeks, so this timing is comedy. I've got 142k in a self-directed traditional IRA, mostly cash after a note paid off early. Sponsor I've known for a whi…
Note one: 54k, 11 percent, matured last month, borrower paid off clean. Note two: 42k, 11.5 percent, 4 months left, same borrower, secured on a rehab in a small market where the e…
Six months of no deals, but I've finally got a real decision instead of a spreadsheet. Roth self-directed IRA, 168k. A value-add fund I've been tracking is open for another five w…
Moved an old employer plan into a Roth self-directed IRA in the spring. 214k sitting in cash at the custodian, earning almost nothing while I argue with myself. What's in front of…
I moved 178k of traditional IRA money to a custodian last spring, planning to run it as a note book. First two loans went out clean, 11 percent, 12 month terms, both to a small bu…
Renovation is what I actually know. Scope creep, change orders, subs who vanish on Fridays. Money is where I'm dumb, so bear with me. Situation: left a job four years ago, 96k sti…