This entry treats the self-directed IRA from the capital-deployment angle: using retirement capital systematically to fund real estate investments, lending, syndications, notes, and direct deals, as a deliberate allocation strategy, rather than the single-property ownership framing.
Log in to followI put 120k of Roth IRA money into a value-add residential fund in early 2023. The pitch was 14 to 16 percent, the sponsor had a track record I checked properly, and the whole poin…
Posting the boring failure because it cost me real money and nobody warned me about it. Moved 78k out of an old employer plan into a self-directed account in early last year. I wa…
I have wanted the boring version of this for a while. Here is what I did, in beginner terms, because I was the beginner nine months ago. I had 61k sitting in a 401k from a job I l…
Started this in 2022 with 87k of Roth money after a year of reading and getting most of it wrong out loud in threads here. Book as it stands: six notes, all seconds behind institu…
Wrote a 62k first position loan out of my self-directed IRA to a rehabber I'd worked with twice on the personal side. 11 percent, 9 months, house was a small 3/1 in a working clas…
Checkbook IRA structure, single member LLC owned by the IRA, me as non-compensated manager. Held two performing seconds and a small unleveraged participation in a rented duplex th…