This entry treats the self-directed IRA from the capital-deployment angle: using retirement capital systematically to fund real estate investments, lending, syndications, notes, and direct deals, as a deliberate allocation strategy, rather than the single-property ownership framing.
Log in to followStarted this in 2022 with 87k of Roth money after a year of reading and getting most of it wrong out loud in threads here. Book as it stands: six notes, all seconds behind institu…
Wrote a 62k first position loan out of my self-directed IRA to a rehabber I'd worked with twice on the personal side. 11 percent, 9 months, house was a small 3/1 in a working clas…
A sponsor I've followed for a while is capitalizing a value-add deal and gave me two ways in with the same 150k. Preferred equity at 8 percent current with a share of the upside,…
Renovation is what I actually know. Scope creep, change orders, subs who vanish on Fridays. Money is where I'm dumb, so bear with me. Situation: left a job four years ago, 96k sti…
I've got a couple of small multifamily buildings held personally and an old employer 401k I can roll. The reasoning I keep landing on is that depreciation, cost segregation and 10…
I've done a few deals with my own cash and I'm now looking at a 140k rollover, and the first decision isn't which deal. It's what fraction of that account has any business being i…
Third year running a small note and lending position out of a self-directed account, and I'm back to the structure question because a borrower needed a partial release on a Friday…
Checkbook IRA structure, single member LLC owned by the IRA, me as non-compensated manager. Held two performing seconds and a small unleveraged participation in a rented duplex th…
I'm setting up a self-directed IRA to move about 60k of old retirement money into real estate paper, and the two custodian fee models I've been quoted are shaped completely differ…