A self-directed IRA is a retirement account, held by a specialized custodian, that permits investment in alternative assets including real estate, rather than the stocks, bonds, and funds typical custodians allow.
Log in to followI have 40 acres of raw ag-adjacent land under contract at $88k, all cash from a traditional self-directed IRA. Low price point rural market, the kind of thing I look at all day. C…
I'm two weeks into opening a self-directed IRA and I've read the fee schedule four times. There's an annual account fee, a per-asset holding fee, and a transaction fee each time m…
Under contract on a 6.2 acre infill parcel at $340,000 in a growth path suburb. The seller wants a 30 day close and won't split it. My Roth SDIRA has $154,000 available. I have $1…
I've spent a week going through the mechanics of debt-financed income inside a self-directed IRA and I want to state what I think I know in plain language so someone can tell me w…
Three weeks into setting up a self-directed Roth and I hadn't gotten as far as who's allowed to live in the thing. Told my daughter about the plan at dinner and she asked, half jo…
Old employer 401(k) with $310k in it. I have a side consulting income, real 1099 money, about $40k last year and probably similar this year. Three rentals held personally already,…
I've been running a side by side for a small rental inside a Roth, all cash versus non-recourse, and the all cash column keeps winning by more than I expected. I want someone to p…
Duplex bought all cash inside a traditional SDIRA back in 2019 for $186,000. Two units, $1,750 gross a month combined, taxes and insurance about $4,900 a year, self-managed by a l…
Getting my license this year and a family friend asked me to help him buy a duplex inside his self-directed Roth. He's serious, has about $340k in the account, and wants to close…
I've got about $180k in a Roth that's been sitting with a self-directed custodian since last year, and I finally started pricing a small rental instead of just reading about it. T…