Subject-to financing means acquiring a property while leaving the seller's existing mortgage in place: the deed transfers to the buyer, but the original loan stays in the seller's name, and the buyer takes over making the payments.
Log in to followThis split my last two conversations and I still don't know where I land, so I'll put both cases down as fairly as I can. The setup for anyone new. Subject-to means the deed comes…
Half the low-rate loans coming across my desk from the wholesalers I talk to are government backed, and I've watched my team split hard on whether those are workable. The argument…
I've been reading titling patterns on sub-to acquisitions and I don't think the room agrees on this at all. The land trust argument: the deed transfers to a trust, the seller is o…
I've had two sub-to conversations in six weeks and they were nothing alike, so I want to know which type people prefer to work with. Seller A is behind. Two payments missed, a not…
A newer investor asked me to look at a sub-to he was offered, and I couldn't decide what to tell him, so I'll put it to the room. The case for doing it early: the deal doesn't nee…
I'm building out the admin side of a small service business and sub-to keeps coming up with the investors I talk to. The piece they disagree on hardest isn't the deed or the equit…
I'm still in the reading stage on sub-to, and the piece I can't settle is how the seller's equity gets paid. Every example I've looked at splits into two shapes. Shape one, you ha…