sramaswamy82CP4CPRO16

The facts

Where they stand

Real Estate Financial Fingerprint

CP4C

THE PATIENT

Capital. You put up the money.

Four characters from the 105 question assessment: the REI category, the archetype, the readiness and the risk profile.

Points

1

Given by the room, on threads and replies.

Readiness

Operating

Doing deals now, with the numbers to talk about.

Badges

Their credibility

16badges on their credibility

Every badge here names the public record it can be checked against, so anyone can verify it independently. Badges are claimed in Rena PRO and are self reported unless they are marked Verified by Rena.

• Dealmaker 20

  Closed at least 20 real estate transactions as a principal.

  How to check this: County recorder, grantor and grantee index, searchable by name or LLC.

• 10 Doors

  Owns at least 10 rental units.

  How to check this: County assessor ownership records.

• Self-Storage Owner

  Owns a self storage facility.

  How to check this: County assessor and recorder records.

• Hotel or Motel Owner

  Owns a hotel or motel.

  How to check this: County assessor and recorder records.

• Farm or Ranch Owner

  Owns a working farm or ranch.

  How to check this: County assessor and recorder records.

• Live-In Flip

  Renovated a home while living in it and later sold it for a gain.

  How to check this: Recorded purchase and later sale of a homesteaded property.

• Cash-Out Refi Completed

  Refinanced a property and pulled equity out as cash.

  How to check this: Recorded refinance mortgage.

• Tax Lien Investor

  Bought at least one tax lien at a county tax sale.

  How to check this: County tax sale records.

• Private Lender

  Lends private money secured by real estate.

  How to check this: Recorded as lender of record, county recorder.

• Broker

  Holds an active real estate broker license.

  How to check this: State license lookup

• General Contractor

  Holds an active general contractor license.

  How to check this: State license lookup

• Mortgage Broker

  Holds an active mortgage broker license.

  How to check this: NMLS Consumer Access.

• Streak 7

  Checked in on 7 days in a row.

  Verified by Rena

• Wholesaler

  Assigns contracts on properties to end buyers for a fee.

  Experience claim. No public record exists for this activity.

• Section 8 Landlord

  Rents to tenants with Section 8 housing vouchers.

  Experience claim. No public record exists for this activity.

• Cost Segregation Specialist

  Performs cost segregation studies for real estate owners.

  Experience claim. No public record exists for this activity.

Open the Badge Index

Posts

What they have written

• Carried a second on a small mixed-use in Akron, buyer stopped paying month nine, and the first lender just sent a notice of default

  I was not expecting to move this fast. I bought the second at a discount roughly fourteen months ago, paid 31,000 on a 58,000 balance, and the borrower made nine payments before go…

  Thread · -1 point

• My market made buy and hold look foolproof for about six years, so that's all anyone wanted to learn

  The Sacramento suburban buy-and-hold window from roughly 2015 to 2021 was genuinely one of the cleaner setups in California, rent-to-price ratios in Elk Grove and Rancho Cordova we…

  Reply · 2 points