someone asked, the room worked it out
My mortgage broker mentioned in passing that starting in 2026 I can use projected rent from an ADU to help qualify for the loan on the house I'd be living in. I do a lot of due di…
I'm looking at building a service around gut rehabs rather than owning them, something like an owner's rep who runs the schedule and the money for investors doing two or three hea…
Deal in front of me is a VA loan, 312k balance, 2.75%, seller is active duty and moving. He's happy with subject-to in principle, small equity check, I take over payments. Then he…
Everything I've worked on has been in the $400k to $500k range. There's a house I'm looking at around $1.4M and I can't work out which part of my process stops working. Same crews…
Trades background, so I've been on plenty of flips as the guy doing the work and never as the guy signing anything. Now I'm reading the other side of it and something bugs me. The…
Wholesaling runs on the buyer list. A list of 200 real cash buyers can move almost anything, a list of zero moves nothing. So ten people who each have twelve buyers are not automa…
Take an LP two years into a $50k allocation in an open-ended private debt fund. The redemption notice says quarterly repurchases are limited to 5 percent of NAV and this quarter's…
My agent told me flat out that the policy on my acreage won't extend to paying guests, and that I'd need to be rewritten commercially. Fine. Then he asked what amenities I'd have…
From the lending side looking in, the question is what a brokerage's balance sheet and liabilities actually look like. One common claim is that a broker owner sits on escrow depos…
I'm most of the way through the licensing course and the brokerage I'm interviewing with sent over their vendor sheet. Their photographer does $185 for anything under 2,000 square…
An amended LLC agreement on a construction deal can define a Preferred Return Default as failing to pay the current portion for two consecutive months or failing to redeem by the…
I'm partway through the licensing coursework, which is how this came up. If I buy a 40 and split it into six lots and sell them one at a time over two years, am I selling my own p…
Just started so forgive the framing, but I've been reading brokerage P&Ls people post publicly and something bothers me. A firm on a 70/30 split earns 30 percent of a variable num…
A recurring structural question in private credit vehicles: an offering memorandum will often carve mezzanine loans out of the REIT sleeve and route them into a parallel vehicle,…
I've done a few lighter flips, paint and kitchens mostly, and I've been using the 70 percent rule the whole way. Max offer equals 70 percent of ARV minus repairs. Worked fine when…
Most adaptive reuse writing centers on downtown Class B office towers and floor plate depth, which is not very useful for the far more common case: a closed bowling alley, roughly…
Consider a self-directed IRA holding about $40,000, in a rural market where livable single-family houses run $55,000 to $70,000, putting an all-cash purchase out of reach unless p…
I mostly research land and holding patterns, so buying a house to live in feels like a different sport, and I want to check whether I understand the basic shape of this before I s…
Working a 180-unit garden deal, wood frame over slab, total cost landing around $46m all in. That's about $255k a unit which for this market is not crazy. Lender indications are c…
Occupancy year is nearly up on the duplex I live in and the plan was always to move out, rent my side, and do it again on a bigger building in the next metro over. Two snags. My l…
One for every strategy in the guide. Each has its own discussion, live deals, outcomes and polls.
